PayAssured

Advanced Credit Checks

Know Who You're Doing Business With

PayAssured provides comprehensive business credit reports, risk scores, and payment patterns so you can make informed decisions, avoid risky customers, and protect your cash flow.

Check a Business Now

82%

of businesses experience late payments

45

days average payment delay in India

30%

reduction in bad debts with credit checks

What's in Your Business Credit Report

Business Credit Score

Numerical rating from 1-10 that summarizes overall creditworthiness, where 10 is the best possible score

Company Profile

Key firmographic information including company name, address, registration details, directors, and key contacts

Payment History

Detailed analysis of past payment behavior, including average days to pay and late payment frequency

Credit Facilities

Bank-wise loan details of all active and inactive facilities, sanctioned amounts and payment history

Legal Actions & Defaults

Court cases, bankruptcies, GST defaults, and other legal proceedings that may affect creditworthiness

Risk Indicators

Early warning signs and potential red flags that could indicate future payment problems

Why Check Business Credit?

Make Informed Decisions

Evaluate potential customers before extending credit terms to minimize risk exposure

Protect Cash Flow

Identify high-risk clients early to safeguard your business from payment defaults

Monitor Existing Clients

Receive alerts when your customers' credit profiles change, allowing proactive action

Optimize Credit Terms

Tailor payment terms based on objective risk assessment rather than guesswork

Business Credit Check Use Cases

How Businesses Use Credit Checks

  • Screen new clients before offering credit terms
  • Set appropriate credit limits based on risk profiles
  • Monitor existing customers for changes in creditworthiness
  • Identify early warning signs of payment problems
  • Compare potential clients against industry benchmarks
  • Validate business information before signing contracts

Key Features

Comprehensive Reports

  • •
    Complete business credit history
  • •
    Payment performance analysis
  • •
    Financial stability indicators
  • •
    Director and company background checks

Real-time Monitoring

  • •
    Automatic alerts for credit score changes
  • •
    Notifications for new legal actions
  • •
    Updates on payment behavior shifts
  • •
    Early warning system for potential defaults

Easy Integration

  • •
    Seamless connection with your accounting software
  • •
    Bulk upload capability for checking multiple businesses
  • •
    Simple sharing with team members and stakeholders
  • •
    Export reports in multiple formats (PDF, Excel, CSV)
How Credit Checks Work

How It Works

  1. 1

    Enter Business Details

    Simply provide the company name, registration number, or PAN to search

  2. 2

    Instant Report Generation

    Our system compiles data from multiple sources to create a comprehensive report

  3. 3

    Review & Share

    Access your report instantly and share it securely with team members

  4. 4

    Ongoing Monitoring

    Set up alerts to monitor changes in the business's credit profile over time

Included With Your PayAssured Platform

3 Free Credit Reports

Three comprehensive business credit reports included annually with your subscription

Ongoing Monitoring

Automatic alerts when there are significant changes to your customers' credit profiles

Team Sharing

Easy sharing with your accountant, finance team, or other stakeholders